When You Open a Personal Checking Account You Get a FREE ATM/Debit Card, FREE Starter Checks, and No Monthly Fees.

Free Personal Checking Accent Photo

Free Personal Checking

In today's world, a checking account is not just a convenience... it's a necessity! Whether you write only a few checks per month, or withdraw funds on a daily basis, you require immediate, hassle-free access to your money.


Open a Free Personal Checking Account

  • Available for all customers1
  • $50 minimum deposit to open account
  • No monthly service charge

When opening a Personal Checking Account you will receive a free ATM/Debit card. This allows quick access to withdraw your money from any ATM that displays the Cirrus, Plus, Accel Exchange, or AFFN symbols. A fee of $1.00 will be charged per cash withdraw for using an ATM machine not displaying these symbols.

Information about procedures for opening a new account


Other Great Benefits

  • Direct Deposit
  • Voice Access
  • Internet Banking
  • Online Bill Pay
  • NSBmobile Banking

Check Reordering

You will also receive a free starter pack of checks. Ordering additional checks is easy as well. You can stop by and speak with one of our tellers or re-order conveniently online.

1Must be 16 years of age. If under 18 must have a parent or guardian co-owner.

  • Available for all customers1
  • $1,000 minimum to open account
  • No monthly service charge if an average daily balance of $1,000 is maintained2

Product Info


1Must be 16 years of age. If under 18, must have a parent or guardian co-sign.

2An average daily balance of $1,000 must be maintained to avoid a $10.00 service charge that would be assessed at the time of your statement.

  • Available for all customers1
  • $50 minimum to open account
  • No monthly service charge

Product Info


1Must be 16 years of age. If under, 18 must have a parent or guardian co-sign.